Learn About
Healthsharing
Welcome to a revolutionary approach to healthcare protection: Healthsharing
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Healthsharing is more than just an alternative to traditional health insurance – it's a community-driven movement that prioritizes solidarity, affordability, and compassionate care. At its core, healthsharing embodies the belief that everyone deserves access to quality healthcare without the burden of exorbitant premiums and bureaucratic red tape. It is a community-based approach that's been around for over 40 years and allows members to save about 50% on costs compared to insurance plans.
Memberships are typically structured such that monthly fees are lower, especially if the member elects to pay a higher IUA or "unshared amount" before receiving reimbursement from the group (in insurance lingo, aka: the "deductible"). These memberships should be purchased to cover catastrophic events, such as ER visits, hospitalizations, surgeries, etc. - not for wellness visits, minor illness, chronic medical conditions and services that can be handled by your medical provider at Daily Apple Clinic.
​Here's why healthsharing is a better way forward for protecting against catastrophic health issues and promoting optimal healthcare for everyone:
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Community-Centered: Healthsharing pools resources and support from a community of like-minded individuals who share common values and a commitment to helping one another in times of need. It's a system built on trust, empathy, and mutual aid.
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Affordable: Say goodbye to sky-high insurance premiums. Healthsharing programs typically offer significantly lower monthly contributions compared to traditional insurance plans, making healthcare protection more accessible to individuals and families of all income levels.
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Transparent Sharing: With healthsharing, you know exactly where your money is going. Contributions are used to directly support the medical needs of fellow members, fostering transparency and accountability within the community.
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Flexible Coverage: Healthsharing programs often provide comprehensive coverage for catastrophic health events, including hospitalization, surgery, and chronic conditions. Plus, many plans offer customizable options to tailor coverage to your specific needs.
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No Network Restrictions: Enjoy the freedom to choose your own healthcare providers without worrying about staying within a restrictive network. Healthsharing programs typically allow members to seek care from any licensed medical provider, giving you the flexibility to prioritize quality and convenience.
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Shared Values: Healthsharing is more than just financial protection – it's a reflection of shared values and a commitment to compassionate care. By participating in a healthsharing community, you're joining a movement that values human dignity, solidarity, and the common good.
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Focus on Wellness: Healthsharing encourages a proactive approach to health and wellness, emphasizing preventive care and lifestyle choices that promote overall well-being. Members are supported in their journey toward optimal health, not just treated when illness strikes.
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At Daily Apple Clinic, we're passionate about spreading awareness of this option and helping individuals and families discover a better, more inclusive way to protect against catastrophic health issues and access quality healthcare. Join us in building a future where healthcare is affordable, compassionate, and truly for everyone.
Healthsharing can be complex, so we've created a spreadsheet with four of the best programs we could find (see below). We included criteria that we think will help you make a decision as to which could be a best fit for you. The actual spreadsheet has links to each of their webpages, member guidelines, reviews, nonprofit tax documents, and the opinions of others about these companies. We can show this to you when we come to your worksite for a presentation and will provide specific marketing materials for any program you may be interested in.
Our goal was to do the hard work of researching the various companies to enable you to have a decent apples-to-apples comparison of the very best companies and to give you more confidence in choosing a solution that might meet your needs. As with any big purchase, remember to read your membership guidelines carefully, especially if you have pre-existing conditions or known concerns, in order to purchase the membership that is most appropriate for you.
As you can see, these companies pay commissions to individuals who market their programs to potential members. Individuals earning those commissions must be trained and certified to market their products, which we are. However, any commissions we receive are refunded to our patients minus a few dollars a month to cover software expense and ACH transaction costs.
We provide this as a "free" service. We don't think it's appropriate to keep these commissions, because we believe these funds belong in your pocket and not in the pocket of another middleman. If a doctor with a typical patient panel in a DPC clinic were to keep the commissions paid by each of their patients on those plans, they would double their salary - for doing very little. Not much integrity in that when you're already earning a monthly fee...
To be clear, we are not in the business of selling healthsharing memberships. We make no money at all on this and have no conflict of interest. This is an arrangement between you and your healthsharing organization. However, we know most folks want this type of security and support, so we are more than happy to help you sign up for your chosen healthsharing membership, provide a nice discount, and show you how to access your data via their portals, if interested.
It's pretty simple. By organizing this information and by paying forward discounts on the very best healthsharing plans, we can offer a more complete healthcare package and put more money in your pocket where it belongs. You, of course, also always have access to the Daily Apple Clinic membership portal to know exactly what each employee is paying for (their contract w DAC), and to verify employee census and accurate payment processing.
Please give us a call if we can answer any questions or clarify any of this content. Happy to help however we can. We look forward to getting to know you and having you join our movement.
Want to learn more? Need an on-site presentation? Call us or check out our videos: here
Check out our Employer Benefits page for detailed information about how we help employers solve benefit plan headaches and save even more!